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401K Job Change Decision Dashboard

Rollover vs. Cash Out vs. Leave It — Full Breakdown with Numbers

⚙️ Your Situation — Customize the Numbers

💰 Immediate Net Value After Taxes & Penalties
What you actually receive today under each option
🥧 Cash-Out Cost Breakdown
Where your $85,000 goes if you cash out
📈 Projected Growth Over Time — All 3 Options
Future value (Amount in $) assuming consistent annual return
📊 30-Year Opportunity Cost of Cashing Out
Money lost vs. rolling over (Amount in $)
🔢 Tax & Penalty Impact Comparison
Total deductions per option (Amount in $)
📋 Side-by-Side Comparison Table
All key metrics across the three options
⚠️ This tool is for educational purposes only. Consult a certified financial advisor before making retirement decisions. Tax laws may vary.