01 / 10
Insurance Operations
The MGA bordereau
process is
broken.
Here is what it costs you and what fixing it looks like.
Bordereau Pro · Science4Data
02 / 10
🔴
The Problem
40h
The average MGA spends 20 to 40 hours per month building bordereaux manually in Excel
200h
Across 5 carrier relationships that is 200 hours of back-office time every single month
2,400h
That is 2,400 hours a year that should be spent on underwriting, growth, and relationships
Bordereau Pro · Science4Data
03 / 10
🔴
What Manual Bordereaux
Actually Cost You
💧
Premium Leakage
Reconciliation errors that compound quietly month after month
⚖️
Commission Disputes
No audit trail means no resolution and no leverage
🚨
Binding Authority Breaches
Discovered after the policy is bound, not before
📅
Late Submissions
Carrier relationships damaged by missed deadlines
🔍
Audit Exposure
Excel files are not an audit trail
Bordereau Pro · Science4Data
04 / 10
✅
Introducing
Bordereau Pro
by Science4Data
The MGA Premium Bordereau and Commission Engine
The single platform that takes your policy data from ingestion to carrier delivery, automatically, accurately, and with a complete audit trail.
✅ Automated
🔍 Validated
⚖️ Reconciled
📤 Delivered
🔒 Audit Ready
Bordereau Pro · Science4Data
05 / 10
⚡ Step 1
How It Works
Ingest
🗄️
Your PAS
→
⚡
API Pull
→
🏗️
Bord Pro
🔌
Connects directly to your policy administration system via secure API
📅
Extracts all policy records automatically on the first business day after month end
🔄
If the API fails, falls back to Excel or SFTP automatically with no manual intervention
Bordereau Pro · Science4Data
06 / 10
🔍 Step 2
How It Works
Validate
✅
100+ Point Gate
Every policy passes through a comprehensive data quality gate before any calculation runs
🚫
Hard Stops
Invalid policies are excluded entirely before they can corrupt your numbers
⚠️
Smart Warnings
Issues are flagged for acknowledgment so nothing slips through unnoticed
🔐
Binding Authority
Authority checked at ingestion before you breach it, not after the policy is bound
Bordereau Pro · Science4Data
07 / 10
🧮 Step 3
How It Works
Calculate
💵
GWP
Calculated across new, renewal, endorsement, and cancellation transactions
📈
GEP
1/365 Daily Pro-Rata, Monthly Pro-Rata, or 1/8ths Actuarial methodology
💰
Commission
Base rate, return commission, and net remittance calculated against your carrier agreement
🔄
Roll Forward
Full GWP and earned premium roll forward with beginning and ending balances
Bordereau Pro · Science4Data
08 / 10
⚖️ Step 4
How It Works
Reconcile
✅
Zero variance
PAS totals match bordereau totals exactly
PASS
⚠️
$0.01 to $100.00 variance
Document and acknowledge before proceeding
WARNING
🚫
Over $100.00 variance
Bordereau is blocked until the issue is resolved
FAIL
🎯
KPI Target
Variance must be under 0.5% before approval
TARGET
Bordereau Pro · Science4Data
09 / 10
📤 Step 5
How It Works
Deliver
📊
Excel
📄
PDF
📋
CSV
📡
Delivered to your carrier via SFTP, Email, or Portal automatically
🔒
Every delivery logged in an immutable audit trail with timestamp, recipient, method, and status
🗄️
Retained for 10 years and audit ready on demand
🏷️ MGA001-2024-01-v1 | Finalized versions are immutable
Bordereau Pro · Science4Data
10 / 10
🛑
Stop building bordereaux in Excel.
Bordereau Pro by Science4Data automates your entire monthly bordereau cycle from PAS to carrier delivery in a single run.
💬 DM us DEMO to see it live with your data
👆 Follow Science4Data for weekly MGA insights
science4data.com
Bordereau Pro · Science4Data
←
→
1 / 10